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Bankinter, S.A.
FormerlyBanco Intercontinental Español
Company typeSociedad Anónima
IndustryFinancial services
FoundedJune 1965; 58 years ago (1965-06)
HeadquartersMadrid, Spain
Key people
Pedro Guerrero
María Dolores Dancausa
ProductsRetail and business banking
RevenueIncrease €1.391 billion[1] (2019)
Increase €2.054 billion[1] (2019)
Increase €550.665 million[1] (2019)
Total assetsIncrease €83.732 billion[1] (2019)
Total equityIncrease €4.799 billion[1] (2019)
Number of employees
Increase 6,078[1] (2019)
The Bankinter building in Seville, architect Aníbal González (1907-1909).

Bankinter, S.A. (Spanish pronunciation: [baŋˈkinteɾ]), is a Spanish financial services company headquartered in Madrid. It has been listed on the Bolsa de Madrid since 1972, and is part of the Ibex35 Index. It was founded in 1965 as an industrial bank through a joint venture between Banco Santander and Bank of America.

Bankinter has been designated as a Significant Institution since the entry into force of European Banking Supervision in late 2014, and as a consequence is directly supervised by the European Central Bank.[2][3]


Bankinter was founded under the name Banco Intercontinental Español in June 1965 as an industrial bank through a joint venture by Banco de Santander and BankAmerica. In 1972 the bank became fully independent of its founders and transformed itself into a commercial bank.

In 1993, the bank embarked up on a growth strategy with Banca Partnet and Red Agencial. In the same year, it became the first digital bank, following the successful introduction of electronic banking. In 2006, the brand was transformed.[vague]

In 2009, Bankinter purchased 50% of the insurance company Direct Line from The Royal Bank of Scotland.

In September 2015, Bankinter announced the acquisition of Barclays' retail business in Portugal, consisting of 84 offices, and Barclays Life and Pensions, the latter in a joint-venture with Mapfre. The bank paid approximately €100 million for Barclays' Portuguese subsidiary and €37.5 million for the 50% stake in the insurance company.

In May 2019, Bankinter acquired EVO Banco, incorporating its 452,000 clients.[4]

Bankinter trades as Avant Money, which began as MBNA Ireland,[5] in the Republic of Ireland.[6]

Office network[edit]

By September 30, 2021, Bankinter had a network of 446 offices and 6,119 employees.

Board of directors[edit]

The Board of Directors is composed of the following members:

President Pedro Guerrero Guerrero
Vice President Cartival, S.A.
CEO María Dolores Dancausa Treviño
Board member Marcelino Botín-Sanz de Sautuola y Naveda
Gonzalo de la Hoz Lizcano
Rosa María García García
Fernando Masaveu Herrero
Rafael Mateu de Ros Cerezo
María Teresa Pulido Mendoza
Jaime Terceiro Lomba

The Secretary (non-Director) is Gloria Calvo Diaz.

See also[edit]


  1. ^ a b c d e f "Bankinter, S.A.: Annual Report 2019" (PDF). Retrieved 19 November 2020.
  2. ^ "The list of significant supervised entities and the list of less significant institutions" (PDF). European Central Bank. 4 September 2014.
  3. ^ "List of supervised entities" (PDF). European Central Bank. 1 January 2023.
  4. ^ Alconada, Ángeles Gonzalo (2019-05-31). "Bankinter cierra la compra de EVO y su filial de consumo irlandesa por 65,8 millones". Cinco Días (in Spanish). Retrieved 2020-02-08.
  5. ^ Gleeson, Colin (September 14, 2020). "Avant Money enters mortgage scene with lowest rate on Irish market". The Irish Times.
  6. ^ Brady, Niall (6 June 2023). "Avant Money loan book soars to €1bn".

External links[edit]